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Terms and Conditions

The Manufacturers Life Insurance Company (Manulife Financial)

The Mobile Site is maintained by Manulife Financial and your use of any part of the Mobile Site is subject to the Terms and Conditions available herein and all applicable Canadian laws.

"The Mobile Site contains only an indication of the coverage offered. For complete details on coverage, terms, conditions and exclusions, please read the policy document carefully before concluding a sale."

The materials and content available on the Mobile Site are provided without warranties of any kind, either express or implied, and Manulife Financial specifically disclaims all warranties, including implied warranties of merchantability or fitness for any purpose. Manulife Financial does not make any representation or warranty regarding the use, or the results of the use, of the materials and content available on the Mobile Site in terms of accuracy, reliability or otherwise. The product information, including the scopes of coverage, terms, conditions, exclusions and limitations, available on the Mobile Site is not intended to be exhaustive and is indicative in nature.

You should assume that everything you see or read on the Mobile Site (including but not limited to directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clips, video clips, trademarks, service marks and the like) is copyrighted / protected by intellectual property laws unless otherwise noted and may not be used except as provided in these Terms and Conditions, or in the text on the Mobile Site, without the prior written permission of Manulife Financial. Manulife Financial neither warrants nor represents that your use of materials displayed on the Mobile Site will not infringe patent, copyright or any intellectual property rights or any other rights of third parties not owned by or affiliated with Manulife Financial.